{
  "vin": "JTMAAAAD7TJ023881",
  "title": "2026 Toyota C-HR SE",
  "year": 2026,
  "make": "Toyota",
  "model": "C-HR",
  "trim": "SE",
  "decoded_trim": "15 Series",
  "condition": "new",
  "price": null,
  "msrp": 39634.0,
  "sale_price": 38667.0,
  "currency": "USD",
  "mileage": 0,
  "exterior_color": "Wind Chill Pearl <sup>1</sup>",
  "interior_color": null,
  "drivetrain": "All-Wheel Drive",
  "body_style": "SUVs",
  "vehicle_type": "car",
  "fuel_type": "Battery Electric",
  "doors": 5,
  "seating_capacity": null,
  "engine": null,
  "engine_displacement_l": null,
  "engine_cylinders": null,
  "transmission": "1-Speed Automatic Transmission",
  "mpg_city": null,
  "mpg_hwy": null,
  "range_miles": null,
  "battery_kwh": null,
  "stock_number": "TT5502",
  "stock_status": null,
  "availability": "In Stock",
  "availability_schema": "https://schema.org/InStock",
  "in_transit": false,
  "availability_status": "unknown",
  "dealer_fees": null,
  "photo_count": 24,
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  ],
  "vin_decode": {
    "make": "Toyota",
    "model": "C-HR",
    "year": 2026,
    "trim": "15 Series",
    "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]",
    "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)",
    "engine": null,
    "engine_displacement_l": null,
    "cylinders": null,
    "drive_type": "4WD",
    "fuel_type": "Electric",
    "doors": 5
  },
  "offers": [],
  "offers_expired_cleared": false,
  "price_history": [],
  "window_sticker": {
    "msrp": 39634.0,
    "monroney_url": "https://ai.caseytoyota.agentreadydealer.com/sticker/JTMAAAAD7TJ023881.pdf",
    "source_vdp_url": "https://www.caseytoyota.com/inventory/new-2026-toyota-c-hr-se-all-wheel-drive-se-awd-jtmaaaad7tj023881/",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Casey Toyota",
    "short_name": "Casey Toyota",
    "city": "Williamsburg",
    "state": "VA",
    "address": "601 E Rochambeau Dr",
    "zip": "23188",
    "phone": "(757) 330-0173",
    "website": "https://www.caseytoyota.com"
  },
  "source_vdp_url": "https://www.caseytoyota.com/inventory/new-2026-toyota-c-hr-se-all-wheel-drive-se-awd-jtmaaaad7tj023881/",
  "canonical_url": "https://ai.caseytoyota.agentreadydealer.com/vehicle/JTMAAAAD7TJ023881.html",
  "json_url": "https://ai.caseytoyota.agentreadydealer.com/v/JTMAAAAD7TJ023881.json",
  "markdown_url": "https://ai.caseytoyota.agentreadydealer.com/v/JTMAAAAD7TJ023881.md",
  "vdp_url": "https://www.caseytoyota.com/inventory/new-2026-toyota-c-hr-se-all-wheel-drive-se-awd-jtmaaaad7tj023881/",
  "generated_at": "2026-10-26T10:00:55Z",
  "vdp_canonical_url": "https://www.caseytoyota.com/inventory/new-2026-toyota-c-hr-se-all-wheel-drive-se-awd-jtmaaaad7tj023881/",
  "location": {
    "name": "Casey Toyota",
    "address": "601 E Rochambeau Dr",
    "city": "Williamsburg",
    "state": "VA",
    "zip": "23188",
    "phone": "(757) 330-0173"
  },
  "price_excl_doc_fee": null,
  "price_includes_doc_fee": null,
  "doc_fee": null,
  "price_note": "We are confirming this vehicle's price with the dealership. Please ask us for the current price.",
  "savings": null,
  "price_check": {
    "ok": false,
    "issues": [
      "doc_fee_policy_unknown",
      "price_suppressed_policy_unknown"
    ],
    "checks": 1,
    "rule": "unknown",
    "stale": false
  },
  "price_stale": false,
  "price_advertisable": false,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "price.v1",
    "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.",
    "full": "This offer applies to Stock #TT5502, VIN JTMAAAAD7TJ023881. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [],
    "advertised": "",
    "expires": null,
    "required_missing": [
      "what the savings figure is measured from"
    ],
    "required_missing_keys": [
      "savings_basis"
    ],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": "required disclosure elements missing: what the savings figure is measured from",
    "advertisable": false,
    "estimate_only": true,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "monroney_parsed_at": "2026-10-25T00:41:32.696Z",
  "monroney_status": "ok",
  "computed_offers": {
    "generated_at": "2026-10-26T10:00:55Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "23188",
      "state": "VA",
      "doc_fee": null,
      "doc_fee_source": "unconfigured",
      "doc_fee_in_advertised_price": false,
      "selling_price": null,
      "price_reconciled": false,
      "price_stale": false,
      "price_age_hours": null,
      "price_max_age_hours": null,
      "price_confirm_note": null,
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_JTMAAAAD7TJ023881_lease_zero_down",
        "type": "lease_zero_down",
        "label": "Zero-down lease",
        "headline": {
          "value": 527,
          "unit": "per_month",
          "display": "$527/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated lease payment on approved credit. Not an offer to lease.",
        "inputs": {
          "msrp": 39634.0,
          "selling_price": 38667.0,
          "cap_cost_reduction": 0.0,
          "residual_pct": 62.0,
          "money_factor": 0.0015,
          "acquisition_fee": 650.0,
          "term": 36,
          "annual_miles": 10000.0,
          "tax_basis": "monthly",
          "doc_fee": null,
          "zip": "23188",
          "program_code": null
        },
        "outputs": {
          "monthly_payment": 527.12,
          "net_cap_cost": 39317.0,
          "residual_value": 24573.08,
          "apr_equivalent": 3.6,
          "due_at_signing": {
            "firstPayment": 527.12,
            "downPayment": 0,
            "upfrontTax": 0,
            "title": 60,
            "registration": 100,
            "total": 687.12
          },
          "total_of_payments": 18972,
          "total_of_payments_unrounded": 18976.32
        },
        "disclosure": "Estimated lease payment for stock #TT5502, VIN JTMAAAAD7TJ023881. $527 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $687, made up of $527 first payment, $60 title, $100 registration. MSRP $39,634. Lease selling price $38,667. Net capitalized cost $39,317. Residual value $24,573, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,972. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-10-31. Estimated for ZIP 23188. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 22,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_JTMAAAAD7TJ023881_lease",
        "type": "lease",
        "label": "Lease",
        "headline": {
          "value": 436,
          "unit": "per_month",
          "display": "$436/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated lease payment on approved credit. Not an offer to lease.",
        "inputs": {
          "msrp": 39634.0,
          "selling_price": 38667.0,
          "cap_cost_reduction": 2999.0,
          "residual_pct": 62.0,
          "money_factor": 0.0015,
          "acquisition_fee": 650.0,
          "term": 36,
          "annual_miles": 10000.0,
          "tax_basis": "monthly",
          "doc_fee": null,
          "zip": "23188",
          "program_code": null
        },
        "outputs": {
          "monthly_payment": 435.54,
          "net_cap_cost": 36318.0,
          "residual_value": 24573.08,
          "apr_equivalent": 3.6,
          "due_at_signing": {
            "firstPayment": 435.54,
            "downPayment": 2999,
            "upfrontTax": 0,
            "title": 60,
            "registration": 100,
            "total": 3594.54
          },
          "total_of_payments": 15696,
          "total_of_payments_unrounded": 15679.44
        },
        "disclosure": "Estimated lease payment for stock #TT5502, VIN JTMAAAAD7TJ023881. $436 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,595, made up of $436 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $39,634. Lease selling price $38,667. Net capitalized cost $36,318. Residual value $24,573, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,696. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-10-31. Estimated for ZIP 23188. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 22,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": [
      {
        "type": "finance",
        "term": 60,
        "failed_checks": [
          "doc_fee_missing",
          "program_expired"
        ],
        "severity": "high",
        "public_note": "No payment is shown for this vehicle because the quote did not pass our accuracy check. One of our sales representatives can quote it exactly."
      },
      {
        "type": "finance",
        "term": 72,
        "failed_checks": [
          "doc_fee_missing",
          "program_expired"
        ],
        "severity": "high",
        "public_note": "No payment is shown for this vehicle because the quote did not pass our accuracy check. One of our sales representatives can quote it exactly."
      }
    ],
    "counts": {
      "offers": 2,
      "suppressed": 2,
      "advertisable": 0
    },
    "engine_calls": 27,
    "elapsed_ms": 256
  }
}